Bicycles are popular modes of transportation that offer a healthy lifestyle and reduce traffic congestion. However, bicycle accidents often cause life-altering injuries.

A bicycle accident lawyer can aid you in obtaining adequate compensation for your losses, including medical expenses, missed wages, and pain and suffering. These lawyers have extensive experience handling insurance companies.

Insurance Companies Try to Minimize Financial Liability

Insurance companies do not prosper by paying every claim they receive, so they go out of their way to avoid responsibility for the damages you incur in a bicycle accident. They will try to minimize their financial obligation to you by disputing liability, downplaying your injuries, or suggesting you had preexisting conditions.

Fortunately, a skilled bicycle accident attorney to help fight for compensation will have the experience to anticipate these tactics and provide robust evidence to combat their arguments. An attorney will also gather and organize documents, track deadlines, and negotiate with liable parties for maximum compensation for your bike accident-related expenses and losses.

A monetary recovery cannot replace your lost income, medical bills, and rehabilitation costs but it can reduce your financial burden and help you move forward. However, securing fair compensation is difficult, especially when negotiating with an unscrupulous insurer. That’s why it’s essential to have a lawyer on your side. 

Insurance Companies Try to Undervalue Your Claim

Immediately after an accident, you may need to determine the full extent of your injuries and how much your medical treatment will cost. This is why seeing a doctor as soon as possible is essential. The sooner your lawyer has copies of your medical bills, rehabilitation costs, and replacement costs of your bicycle, the easier it will be to reach a fair settlement.

Insurance companies will fight some of your expenses and try to devalue your claim by saying you’re overstating your injuries or that your treatment was unreasonable. Many companies have computer programs that automatically send red flag alarms to adjusters whenever they believe a person’s treatment might be overly costly or extensive.

The insurance company aims to save as much money as possible on every claim, including minimizing liability for a bicycle collision. You are entitled to the utmost monetary compensation for your losses.

Insurance Companies Try to Avoid Litigation

If you are a bicycle accident victim, you need to have your best interests protected. It can be not easy to negotiate with insurance companies. However, a skilled personal injury lawyer can make it much easier to recover the appropriate compensation.

Injuries from a bicycle accident can seriously impact your life, including your financial security. You may need months of medical care, which can add up quickly. In addition, you could lose wages from missing work due to your injuries. You may also need to use sick or vacation time to help cover your losses.

If you have been injured in a bicycle accident, don’t speak to insurers until you consult an experienced attorney. People unfamiliar with the claims process often make mistakes that compromise their case. 

Insurance Companies Try to Pay You Less than You Deserve

Often, insurance companies will focus on any mistakes you make when filing your claim. This will limit how much compensation you are eligible for. A lawyer can assist you in avoiding such errors and receiving the reimbursement you deserve.

Injuries from a bicycle crash can significantly impact your financial stability. You may need to miss work, which means lost wages and other financial losses. A personal injury lawyer can assist you in calculating all of your specific and general damages, which include intangible losses such as pain and suffering.

Only talk to the insurance company or sign documents after consulting a bike accident attorney. They will protect you from the sneaky tactics of the insurance company and can handle all communication with the insurer for you. They can also help you determine if any other damages are appropriate for your case.